A: What is this returned check fee on my statement? B: It means you bounced a check. A: What does that mean? B: It means you wrote a check but you didn't have enough money in your account to cover it. A: So my landlord never got paid? B: No, and the bank charged you a fee. A: So what do I do now? B: Do you have enough money to pay your rent? A: I do, but I think I'm going to pay in cash. B: Your landlord may also charge you a fee for bouncing the check. A: I need to be more careful about my spending. B: Bouncing a check ends up costing you more money.