A: What fees does this bank charge? B: There are different fees depending on the kind of account you have with us. A: I have a basic checking account. B: There is no fee for a basic checking account unless you have less than the minimum balance. A: How much is the minimum balance? B: You need to have at least $25.00 in your account everyday or else you will pay an $8 monthly fee. A: Are there overdraft charges? B: Yes, for each overdraft there is a $35 fee. A: What about ATM fees? B: If you use one of our ATMs there is no fee. A: What if I use another bank's ATM? B: Then you will be charged $2.00