A: How many universities are you applying to? B: I'm applying to 12 universities. A: Wow! That's a lot! B: I just want a lot of options. A: But it costs a lot of money and time! B: I get fee waivers. A: But how about the time? I mean, applying is a lot of work. B: College applications ask similar questions. A: Good for you. I'm only applying to three universities. B: Which ones are you applying to? A: CSULA, UC Irvine, and Yale. B: I find it hard to believe that you can limit yourself to only three universities.