A: Hello, I wanted to ask you about car insurance prices. B: Sure thing. Please, have a seat. A: Thank you. I just bought my first car. B: Great, congratulations! What kind of car is it? A: It's a 1994 Oldsmobile Cutlass Supreme. B: Oh, so it's an older make. A: Yes, but it's in good condition. So, how much would the payments be? B: Depends. Have you been in any accidents? A: No, I have not. B: Have you gotten any driving tickets? A: Nope. That can affect the insurance rate? B: At times. Well, everything seems in order. You would have to pay $75 monthly. A: That sounds great.