A: I don't have any more cash, and I have to get on another bus to get home. B: Why don't you have any more money? A: I wanted some chips at lunch today, so I spent it. B: That was a bright idea. A: Do you have some change I can borrow? B: I don't have any change for you. A: I need to get home. B: Why don't you just ask the bus driver for a transfer? A: I don't have money for a transfer. B: Go ask for a transfer. They're free. A: I'm glad you let me know. B: You're welcome.