A: I need to open an account. B: Do you know what kind you want to open? A: I want a checking account. B: Do you know what the minimum balance is? A: What is that? B: You need to keep it at $100. A: That's it? B: That's the least amount you can have. A: What'll happen if I don't maintain that? B: We will fine you. A: How much will I be fined? B: You will be fined $25.