A: I have never done this before and don't know where to begin as far as making an offer on this house. B: Leave the details of making the offer up to me. What were you thinking you should offer? A: I absolutely must have this house and will pay three hundred and fifty thousand dollars or more. B: It is best to start a little low on the first bid to allow for a counter-offer. How about offering three hundred and twenty thousand dollars? A: I hope that the owners aren't insulted by that offer. B: Your offering price is not out-of-line. The owners will either take it or make a counter-offer. A: Does it usually take very long for the owners to get back to you with an acceptance? B: It usually doesn't take very long for owners to respond to an offer. A: Should I be in touch with my bank to tell them to get the loan papers ready? B: The only thing you should do now is relax. You already are pre-qualified for your loan.