A: I would like to purchase some health insurance. B: Have you ever purchased health insurance before? A: I have health insurance now, but I want to look into other choices. B: Do you know if you are interested in an HMO or a PPO? A: Could you explain the difference to me? B: To clarify it for you, with a PPO you pay more but you get to choose your own doctor. A: When I pay for a service, is the payment the same for a PPO or HMO? B: The payments are quite a bit higher for the PPO, but you can go anywhere you like. A: How much will an HMO cost me per month? B: Go to our website and fill in the questionnaire. Once we have all of your information, we can give you a quote.