A: I need to see if I qualify for a home loan. B: I can help you. How much money do you make per year? A: I make around one hundred thousand dollars per year. B: How long have you been on your current job? A: I have only worked at this job for 6 months, but I have a longer job history elsewhere. B: Do you have any other outside income from rental property or a trust? A: No, I only receive my salary. B: Do you know your credit score? A: I think that it is around 600. B: By crunching the numbers and putting in your expenses, I estimate that you can afford a house of around five hundred thousand dollars.