A: I am trying to see if I can afford to purchase a home that I wish to buy. B: We can figure that out right now. How much do you earn annually? A: My wife and I earned one hundred and fifty thousand dollars last year. B: How many years have you held your current position? A: I have been at my current job for 10 years. B: Is there any extra income that you receive other than salary? A: I collect one thousand dollars a month from a rental property. B: Have you ever figured out your credit score? A: I try not to think about it! B: Adding in your expenses, I calculate that you can spend three hundred thousand on a house.